Terms and Conditions and Legal Disclaimer
Institutional Investment Research LLC and its subsidiary AlphaReturns provide a broad range of information and commentary. We can't and we don't warrant the completeness or accuracy of the content found in our services or its usefulness for any particular purpose. We make no promises that our content or any of the services will be delivered to you uninterrupted, timely, secure or error-free. In fact, we're not making any promises or warranties except that we'll do our best to provide interesting and helpful information.
Institutional Investment Research LLC, AlphaReturns, its employees or its agents are not liable for direct, indirect, incidental or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is in no way limited to, loss or injury caused in whole or in part by our negligence or by events beyond our control in creating or delivering any of our services.
We believe that the best person to manage your financial situation is you, and by your use of our services, you're agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Institutional Investment Research LLC, AlphaReturns, its directors, its employees and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on news, information, opinion or any other material published through our services. We rely on various sources of information that we believe to be accurate and reliable. However, we can't and won't take responsibility, or make any claims or representations, for the accuracy and completeness of every bit of data, information, and opinion provided through our services. Remember: all information and content provided on or by Institutional Investment Research LLC and AlphaReturns is to be used on an "as is, with all faults, we're not perfect" basis.
Additionally, we're not investment advisers and we cannot provide personalized advice. We can't know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular services are suitable for you. If you want personal advice, then you should seek a registered investment adviser.
Obligatory Disclaimers of Liability:
NEITHER INSTITUTIONAL INVESTMENT RESEARCH LLC, ALPHARETURNS NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES, YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABLITY AND THAT OF OUR THIRD PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Federal or state law may require_once that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via e-mail (another reason to please keep your account settings current). If you do not provide us with accurate information, we cannot be held liable if we fail to notify you. We can not be held responsible for providing these notices to you in paper format.
If any provision in this Agreement is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This Agreement is and always will be governed by the laws of the United States of America and the State of Tennessee (except with respect to choice of law). You agree that the proper forum for any claim arising under this Agreement will be the U.S. Court for the Eastern District of Tennessee or the appropriate Tennessee court of law.
Our services are directed toward a U.S. audience. We can not warrant that the services are appropriate for users outside the United States or that use of the services is permitted under the laws of other jurisdictions. All personal data is maintained in the United States under the terms of our privacy policy, which is also incorporated by reference.
These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and Institutional Investment Research LLC and its subsidiary AlphaReturns and govern your use of our sites.
Last Updated: April 18, 2007